Aloha and Welcome,

NEWS BULLETIN

After 28 years of providing mortgages and 20 years on Maui, I've retired from the industry to pursue other interests.

Rebecca Ross of Elite Lending, an experienced mortgage broker AND banker, has graciously agreed to serve the agents and clients I refer to her. She has years of experience including a tax preparation background. She knows our business well and has a similar straight talk style you've come to appreciate from me.

Please MAKE SURE to drop my name when contacting Rebecca Ross at 808 249 2005 or 808 250 6482 cell.  You will get the highest caliber of service that you've come to rely upon and I can then track the service you receive.

With much aloha,

After 18 years on Maui and 20 years in the mortgage business, I've streamlined my style to provide excellent service on the essentials for both buyers and their agents.

You will find me extremely responsive, intelligent in problem solving and good at keeping clients on track with their goals and objectives. I have saved many transactions over the years due to my own strong personal commitment to the integrity and values of my clients and their future.

Additionally, I consult with clients about their future objectives to help them develop a plan that gets them to their next stage of financial freedom.

I hope you will have the opportunity to share this experience with me.

What Some of the Top Professional Broker/Realtors on Maui have to say:

As a Real Estate professional for nearly 20 years, I have worked with many different mortgage professionals (some more professional than others) and learned what I think to be the important qualities to look for in a broker:

1. Professionalism--a professional demeanor that instills confidence in the client.
2. Knowledge--someone who knows his/her products and can offer a menu of different programs tailored to the client's needs.
3. Experience--the experience to apply that knowledge and professionalism in a productive and efficient manner.
4. Good Listener--really listens to be able to best serve the client's needs.
5. Reliability--when promises are made, commitments are kept; no short-term memory!
6. Communication--someone who always keeps me in the loop on any communication he/she has with my client.

Vicki Schulte scores high marks in all of these areas. This is why I continue to consider Vicki Schulte part of the "team" of professionals that I can refer to my clients with complete confidence.

Michael Blaz, Wailea Realty, ABR, CRS
Realtor/Broker
(808) 283-9093

I have depended on Vicki Schulte for nearly all of my own mortgage needs as well as those of my clients for the past six years, and she has never failed to produce the desired result in the quoted time frame and often with terms that far surpassed my expectations and those of my clients.

Her communication is clear, concise and relevant, her working style a model of professionalism and efficiency. She is an excellent researcher, so is always well prepared when meeting clients, thus able to present them with options that best fit their needs.

Perhaps most important of all, the depth of her experience allows her to anticipate most problems far in advance, thus avoiding unpleasant "surprises" late in a transaction. She is a pleasure to work with on every level, and my greatest resource as a successful Realtor.

Ron Wilson, Coldwell Banker, Shops of Wailea
Realtor/Broker
(808) 283 2563

"I have thirty years in the real estate industry and I never cease to be amazed that "I haven't seen it all." In what had to be the most roller coaster deal of my career that spanned six months and four extensions, Vicki was the saving grace that pulled everything together. A $7.3 million dollar transaction with a most unconventional client that traveled the world and was constantly in a state of flux. Vicki was the steadying force, the beacon in the night with the incredible focus to keep everything on track. With a final deadline of January 28th we did indeed close that very day saving my client in excess of $700K non refundable deposits. The loan gal.....she is the best when it comes to doing what she says she can do and I strongly recommend her not just for the difficult deals which she excels at but for all your deals. Honest, forthright, competent and personal Vicki gets the job done with Aloha."

Dave Richardson, The Wailea Group
Realtor/Broker
(808) 870 9916